Reference

Terms and Conditions for Your loan99 Account

These terms set out what you agree to when you open and use a loan99 account — covering deposits via bKash, Nagad, and Rocket, account conduct, and eligibility based on your local law and the regions where access is permitted.

Account eligibility by local lawbKash, Nagad, Rocket deposit rulesAccount conduct and suspension termsWithdrawal verification processGoverning terms and updates
loan99 Terms and Conditions for Your loan99 Account
TERMS CONTACT PATHS

Reach Us About Your Account Terms

If something in these terms is unclear, or if you need to raise a concern about how a term has been applied to your account, the fastest route is live chat — available directly from your account dashboard. You can also reach us by email for anything that needs a written record, or use the in-app help section if you are on mobile. We aim to respond to all terms-related queries with a written explanation, not just a redirect back to this page.

Live Chat Open the chat icon from your account dashboard to speak with a support agent about any terms-related question or account conduct concern.
Email Support Send us a written query if you need a documented response to a terms dispute, account suspension notice, or withdrawal verification issue.
In-App Help Use the help section inside the loan99 mobile interface to submit a terms query directly linked to your account, no separate login needed.
HOW WE APPLY THESE RULES

How loan99 Enforces and Maintains These Terms

These terms are not decoration — every clause here reflects how we actually operate accounts, handle payments, and manage disputes. When a withdrawal request comes in, we cross-check the destination wallet against the bKash, Nagad, or Rocket number on file. When an account conduct issue arises, we follow the suspension process described in section four. When you ask us to change or close your account, we act on it in writing so there is a clear record on both sides.

Payment Wallet Matching

Every withdrawal is checked against the bKash, Nagad, or Rocket wallet registered to your account at sign-up — this step protects your funds and confirms identity.

Account Security Practices

Your account credentials are stored with encryption. We do not ask for your bKash PIN or Nagad password — any message claiming otherwise is not from us.

Term Update Notification

When terms change, the revised version is posted here with an effective date. We may also send a notification to the contact details on your account.

Dispute Resolution Path

Raise a dispute via email or live chat. We log every case, respond in writing, and keep a record of the resolution — you can request a copy at any time.

Common Questions About loan99 Terms

These are the terms questions we hear most often from account holders in Bangladesh. If your question is not covered here, live chat or email support is the right next step — a real agent will look at your account specifically, not give you a generic answer.

Access and eligibility depend on your local law and the regions where loan99 is permitted. You are responsible for confirming that using the platform is allowed in your location before opening an account.

We post all updates here with the date they take effect. We may also notify you via your registered contact details. Continuing to use your account after the effective date means you accept the revised terms.

Withdrawal requests require the destination wallet to match what is registered on your account. A mismatch will pause the request until you verify your details through our support team.

Accounts can be suspended for conduct that breaches these terms — including providing false registration details, using another person's bKash or Rocket wallet, or attempting to manipulate account balances.

Submit your dispute by email so there is a written record. Our team will review the case against the relevant clause, respond in writing, and keep the resolution on file for your reference.

You can request account closure through live chat or email at any time. We will confirm the closure in writing, and any eligible balance linked to your Nagad, bKash, or Rocket wallet will be processed through normal verification steps.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.